Dont leave it in a kids savings account and earn the meagre 0. You can withdraw from your uobsrs account at any time, subjected to a 5% penalty if the amount is withdrawn before age 62 i. Click current account number and fill in numbers of cheque books and preferred collection branch then click submit. Frequently asked questions on cheque usage posb bank. The terms and conditions of the promotion may be subject to change without prior notice or reason. The 360 account is a deposit account that pays you bonus interest when you do all or any of these. Cheques are generally valid for 6 months from the date written on the cheque unless a shorter period is otherwise stated on the cheque. No charge of maintenance fee for savings account and current account. Cheque book will be mailed to your registered address within 5 working days. Funds will be available after 2pm on the next working day, provided that the cheques.
The account comes with estatements and you can choose to have a cheque book. Online account opening for uob one account and one card book now appointment for account opening at branch. On 12 july 2003, the banking industry in singapore launched a new online imagebased cheque clearing system called the cheque truncation system cts. Best savings accounts in singapore with the highest interest rates 2020. Enquire on cheque status, request for new cheque book or stop cheque. Personal internet banking uob personal internet banking is a safe and secure gateway that gives you more choice and convenience, saves time and money, and complementing your lifestyle in many desirable ways. The main issue to be wary of when choosing a bank account with a cheque book is fees.
Uob personal internet banking lets you access your bank accounts and carry out banking transactions online anywhere with an internet connection. A uob one debit mastercard will be automatically issued to you if your uob credit card uob one card uob ladys card uob yolo application is unsuccessful. With uob enets, you can pay for your online transactions by debiting from your uob savings or current account. How to tell the difference between a current account and.
Sgd cheques deposited at any uob group branch before 3. Meps funds transfer to credit card andor loan account. Current accounts personal account, credit card and loan. The multicurrency accounts available to personal customers do not come with a linked credit or debit card, although you may be able to get a cheque book. Like a current account, you will be able to withdraw cash whenever you need it using your atm, debit, or charge card, but with the absence of a cheque book. Try a prepaid account if youre unable to open a checking account at a bank or credit union. Heres why the uob one account could be the perfect savings. The first cheque book is complimentary for current account. You are able to request cheque book up to 2 cheque books. Debit card is only allowed to be linked to basic savings account basic savings accounti basic current account basic current accounti 1st 6 overthecounter transactions. Introducing mighty fx, a money changer in your pocket. Full terms and conditions governing the uob passbook and uniplus savings promotion 4 may to 30 june 2020 apply.
Some banks may charge a fee for each cheque you write, while others may. If youve just graduated or just started working, you probably still have your dbs or posb savings account from back when youre a kid. Request cheque book customers who have current accounts with uob can request for cheque books easily via uob mobile. Other considerations when choosing the best savings account. Apply now for instant account opening of uob one account. It has a rather broad range of base interest rates from 0. Halfyearly service charge borrowing account with average bal with uob are able to request for cheque book easily via uob personal internet banking by yourself. Full terms and conditions governing the uob passbook and uniplus savings promotion. Please refer to uob feb insured deposit register for a list of uob accounts products that are covered under the scheme. A guide to uob multicurrency accounts in singapore. Please refer to uobfeb insured deposit register for a list of uob accounts products that are covered under the scheme. Dollarfordollar matching from the government every dollar in the cda is matched by the government, up to a maximum amount depending on the birth order of your child. Gift cheque cashiers cheque service fees are waived for 12 leaves per year.
Debit card is only allowed to be linked to basic savings account basic savings account i basic current account basic current account. Uob fund transfer to other banks such as posb dbs can be done via fast transfer which allows the money to be transferred over instantly. The first cheque book is complimentary for current account holder. The uob business app is designed to support you in your business growth by integrating all of your business and banking needs into a single app.
Enquire on balance of current andor savings account as well as credit cards and cashplus. You can withdraw from your uob srs account at any time, subjected to a 5% penalty if the amount is withdrawn before age 62 i. Valid for uob passbook savings account or uob uniplus account only. High yield account uob high yield account is a chequeing account that gives privilege banking customers premium interest rates, rewarding you based on their total banking relationship with uob. Gift cheque and cashiers service fees are waived for 12 leaves per year.
Click the menu account information manage my accounts cheque book request. Posbdbs also have quick cheque deposit machine qcm for their customers. Interbank transfer meps meps funds transfer to current andor saving account. Fund transfers transfer funds to own accounts or 3rd party accounts in uob. Halfyearly service charge borrowing account with average bal accounts with average balance cheque. You may use the cheque deposit machine to deposit cheque into your savings andor current account, pay your credit card bills, as well as make payment into your loan account. Now, with the uob mighty app, you can get competitive fx rates across 11 currencies for all your trading, ecommerce and travel. Fill in a uob personal internet banking form print, complete and mail the uob personal internet banking information update form pdf. These collection boxes are available at the banks branches in singapore.
Customers who have current accounts with uob are able to request for cheque book easily via uob personal internet banking by yourself. Bank accounts for singapore companies corporateguide singapore. As a new expat in singapore, youve got probably got a long todo list which might or might not include figuring out how to gain access to marina bay sands infinity pool, checking out the zoo. Packaged with a debit card, internet banking and estatement. Exempt for communication expense charge of thb 500 per transaction for overseas outward remittance at branch.
The business version of the uob foreign currency account does offer a free corporate atm card how to apply for a uob global currency account. Find the nearest video teller machine vtm using our locator. Basic savings bank deposit account description of charges 1 2 3 4 5 6 7 8 9 10 11 12 14 15 16 17 18 19 20 22 23 24 25 26 21 quarterly. Retrieval charges debited from fcy accounts will be based on prevailing tt rate applicable. Therefore, clearing of funds will be from mondays fridays only.
Savings insurance overview come rain or shine, the future looks bright bring your financial dreams closer life is unpredictable. A cheque book is issued free of charge when you open an ocbc basic current account. The 5day clearing week 5dcw means that on saturdays, there will be no crediting or debiting of customer accounts with cheques, giro or interbank funds transfers. Uob kay hian is a leading premier stockbrokering house in singapore with numerous offices and affiliates spanning asia. Saveup is a savings account offered by maybank singapore that is suitable for most average consumers. Choice of a unicard uob atm card with nets and plus facilities or smart unicard with nets, cashcard and plus facilities. You will also receive unlimited free cheque books and free withdrawals aseanwide. And with important milestones like getting married, buying a home, providing for your childs education and creating a retirement nest egg, you need a plan that truly helps you manage the future, as it comes along. With cts, a cheque is scanned when deposited and its electronic image, instead of the physical cheque, is transmitted throughout the entire clearing cycle. This service allows you to view payment statuses of cheques issued from your accounts up to 6 months before the time of enquiry. Click current account number and fill in numbers of cheque books. Fallbelow fee for accounts opened before 12 september 2011 if average daily balance oct 25, 2015 cheque book request. Oct 25, 2018 a cheque is a paper instrument that orders a payment of money from a bank account. Please refer to uob feb insured deposit register for a list of uob.
You can access your account information anywhere and at anytime. Biztransact account, sgd current account, ebusiness account. Cheques deposited are subject to banks verification before they are credited into your account. One account savings account uob singapore uob bank. Thb 100 per month per account if there are no transactions for more than 1 year and the outstanding balance is less than thb 5,000, effective on 25 april 2015 onwards transactional. You are now leaving the standard chartered bank singapore limited scbsl website to access a third party website third party website. Cheque and save account standard chartered singapore.
It has no initial deposit and minimum balance requirement. This combined checking and savings account not only allows you to enjoy one of the highest interest rates in town at up to 1. As a merged entity of kay hian holdings, a local stockbroking. Yes, internet banking is provided for ocbc basic current account holders. This promotion is valid from 4 may 2020 to 30 june 2020 both dates inclusive. High yield account uob high yield account is a chequeing account that gives privilege banking customers premium interest rates, rewarding you based on their total banking relationship with. Approved institutions, which must be registered with the ministry of social and family development msf under the baby bonus scheme, include. Enquire on cheque status, request for new cheque book or stop cheque payment. Transact worldwide or shop online with an accompanying mighty fx debit card. Cheque deposit facility available at all of our 45 branches and selected locations. Use the savings in the cda to pay for permitted expenses incurred at approved institutions via nets or giro, for all your children. Cheque book fee, waived for the first 30 cheques per month. Now, with the uob mighty app, you can get competitive fx rates across 11 currencies for all your trading, ecommerce and travel needs. Apply for a new uob account 247 by retrieving your personal information with myinfo.
Transactions such as interbank transfers and bill payments can be conducted. With fast, you can transfer sgd funds between accounts of 14 participating. Uob personal basic savings account is a simple personal savings account with essential features and benefits. Dbs savings account a savings account for your daytoday banking needs. Additional terms and conditions governing accounts and services deposit insurance scheme singapore dollar deposits of nonbank depositors and monies and deposits denominated in. If you have an existing uob current account, savings account, goldsilver savings account or timefixed deposit accounts collectively, existing deposits account s, the specimen signature of your latest account opened with the bank will be used as the specimen signature for this new account. Grow your savings with no limits, earn higher interest rates for months you save and dont withdraw. There are no federal limits on how often you withdraw cash from a savings account using an atm or teller.